Online Loan Application
All applications subject to approval by current SCECU standards/policies, Federal, State, and local applicable laws and regulations.  This application initiates the loan process.  Final signature(s) will be required to advance funds.  All online submissions subject to verification of applicants identification.  You must be a member of SCECU to apply for a loan.
* = required field

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Application for a(n)* Loan
Account Number*   Amount Requested* $
If Vehicle Loan:
Year:
Make:
Model:
Purchasing From: Dealer  Private-Owner		 If Other Loans Type:
Purpose

Primary Borrower - Personal Information
Full Name*
Address* *Own Rent
City* State* ZIP Code*   Years at Address*
Home Telephone* E-Mail Address
Cell Phone   Date of Birth* (MM/DD/YYYY)


If at present address less than two (2) years complete the following:
Previous Address Own Rent
City State ZIP Code   Years at Address

Primary Borrower - Employment Information
 Employer*
Employer's Address*
City* State* ZIP Code*
Employer's Telephone*   Supervisor
Start Date* (MM/DD/YYYY)   
Position/Job Title*
If self-employed, type of business

Primary Borrower - Income Information
Gross Employment Income* $
Other Income #1 - Source   Income $
Other Income #2 - Source   Income $
Other Income #3 - Source   Income $

Primary Borrower - References
Name of Nearest Relative*, not living with you
Address*
City* State* ZIP Code*
Relationship*   Home Telephone

** The following section pertains to the Co-Borrower. **
** If there is no Co-Borrower for this loan, click here to skip the Co-Borrower section. **

Co-Borrower - Personal Information
Full Name*
Address* *Own Rent
City* State* ZIP Code*   Years at Address*
Home Telephone* E-Mail Address
Social Security Number*   Date of Birth* (MM/DD/YYYY)
Drivers License Number* State Issued*
Mother's Maiden Name   List Dependents Age(s)

If at present address less than two (2) years complete the following:
Previous Address Own Rent
City State ZIP Code   Years at Address

Co-Borrower - Employment Information
 Employer*
Employer's Address*
City* State* ZIP Code*
Employer's Telephone*   Supervisor
Start Date* (MM/DD/YYYY)   
Position/Job Title*
If self-employed, type of business

If employed in current position less than five (5) years, complete the following:
Previous Employer
Employer's Address
City State ZIP Code
Start Date (MM/DD/YYYY)   End Date (MM/DD/YYYY)

Co-Borrower - Income Information
Gross Employment Income* $
Other Income #1 - Source   Income $
Other Income #2 - Source   Income $
Other Income #3 - Source   Income $

Co-Borrower - References
Name of Nearest Relative*, not living with you
Address
City State ZIP Code
Relationship   Home Telephone

Assets/Property
Borrower Co-Borrower
Savings Account:                Institution Name and Address:
$   		Savings Account:                Institution Name and Address:
$  
Checking Account:               Institution Name and Address:
$   		Checking Account:               Institution Name and Address:
$  

** The following section is Applicable for Home Equities Only. **
** If this application is not for a Home Equity Loan, click here to skip this section. **

THIS SECTION NEEDS TO BE COMPLETED FOR THE PROPERTY THAT WILL BE GIVEN AS SECURITY, IF APPLICABLE
First Mortgage Held By:     Present Balance: $ SEV
Other Liens (Describe):
Is the property described your principal dwelling?  Yes No
Is the property described listed as the applicants address in the "Primary Borrower" section?  Yes No
Is anyone other than your spouse a part owner of the home?  Yes No

Current Credit Obligations

Owed To: Original Balance Present Balance Monthly Payment
Home Mortgage Rent $ $ $
Auto $ $ $
Auto $ $ $
Credit Card
 $ $ $
Credit Card
 $ $ $
Credit Card
 $ $ $
Other:
 $ $ $
Other:
 $ $ $
Other:
 $ $ $

List any other names that your credit references and credit history can be checked:

Financial Information*
If you answer "Yes" to any of the following questions, submit a written explanation to the credit union.
Borrower* Co-Borrower
1.  Do you have any outstanding judgments? Yes No Yes No
2.  Have you ever filed for bankruptcy or had a debt adjustment plan confirmed under Chapter 13? Yes No Yes No
3.  Have you had property foreclosed upon or given a deed in lieu of foreclosure in the last 7 years? Yes No Yes No
4.  Are you a party in a lawsuit? Yes No Yes No
5.  Are you other than a U.S. citizen or permanent resident alien? Yes No Yes No
6.  Is your income likely to decline in the next two years? Yes No Yes No
7.  Are you a co-maker, co-signer or guarantor on any loan not listed above? Yes No Yes No

If you have any further information that would not fit on this form, or that you feel should be considered by the Saginaw County Employees Credit Union in consideration of this loan application, please enter that information below, or submit it in writing to the credit union.

To submit this form - Print the form, read the statement below and sign.  After signing, mail or fax the completed application to SCECU - Click Here for Address and Fax Number.

I/We hereby authorize Saginaw County Employees Credit Union to investigate my/our credit record to the extent it deems necessary and to verify my/our references.  I/We further authorize any credit reporting agency or person to furnish Saginaw County Employees Credit Union with any information on my/our credit records.  By making this application, I/we verify that all information provided is true and correct to the best of our knowledge.  I/we further agree that if any of this information changes,  I/we will immediately notify the credit union in writing of said changes.

Applicant Signature ________________________________    Date________________

Co-Applicant Signature_________________________________    Date_________________