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Saginaw County Employees Credit Union
Fee Schedule (as of February
20, 2008*)
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*Fees subject to change at any time - the credit union should be contacted for the current fees. |
FEES APPLICABLE TO ALL ACCOUNTS
(Except for Certificates of Deposit)
| Fee Description | Amount |
| Share Draft NSF Charge | $25.00 per item |
| Stop Payment Charge | $13.00 per item |
| Microfilm Retrieval Charge | $2.00 per item |
| Wire Transfer | $10.00 per transfer |
| Wire Transfer - International | $15.00 per transfer |
| History Inquiry | $2.00 per page |
| ATM Annual Fee | None |
| ATM Transaction(s) | First 8 - No Charge, 9 or more - $1.00 each (charged individually by SCECU) |
| ATM Card - Replacement | $5.00 per card |
| ATM Card - Additional card | $5.00 per card |
| ATM Card - Restore/New PIN | $5.00 per PIN |
| Collections Item | Varies - Depending on Item |
| Foreign Check | Varies - Depending on Item |
REGULAR SHARE ACCOUNT AVERAGE MONTHLY BALANCE
A $150.00 average monthly balance must be maintained in the share account or the account will receive a $2.00 monthly maintenance charge until the account carries a $150.00 average monthly balance or at least one of the other services offered below is utilized.
If you are using any of our services listed below you will not be affected by the $2.00 monthly maintenance charge. Share accounts of members under age 18 will not be affected.
| Certificate of Deposit | MasterCard |
| Share Draft Account | Mortgage Loans |
| Money Management Account | Consumer Loans |
| IRA | ATM |
| Club Accounts | Home Equity Loans |
| Direct Deposit | Payroll Deduction |
SHARE DRAFT (CHECKING) ACCOUNT FEES
| Fee Description | Amount |
| Draft Overdraft Transfer | $3.00 per transfer |
| Draft NSF Charge | $25.00 per draft |
| Stop Payment Charge | $13.00 per draft |
| Check Copy Charge | $3.00 per check |
| Draft/Check Printing Charge | Varies - depending on style chosen |
| Account Reconcilement | $25.00 per hour |
Any questions or concerns regarding the rates and fees listed here should be directed to Saginaw County Employees Credit Union, 1700 Court Street, Saginaw, Michigan 48602-4071 or by e-mail at scecu@yahoo.com.
